Is it easy to get a credit card?

Question

can someone explain the process to get one as my bf wants to fill out a form tomorow ...

Answer 1

Yes, it is not difficult to get a credit card. Credit card will upon your  history background like jobs, income, residence and length living and working in that territory. All these elements above can help you or your bf build up a credit base that is credit score. From there you will receive a lot more offer from lenders ot financial institutions for credit applying.

Good Luck!

QL

Answer 2

They are way too easy to get, be careful there are many pit falls that are set up to get you in debt for life. If he gets one make sure he only uses it in an emergency and he pays off the balance every month so he doesn't get in debt. The average American owes over $20,000.00 in credit card debt and they have little hope of getting out of debt, that affects them in many ways from buying a house to getting a job so be careful, they are not totally necessary.

Answer 3

so easy a monkey could do it, you should know your social security number cause they will ask you for this on the form.

Answer 4

If you haven't abused credit before, as in a collection or a charge-off, most places will give you a low limit credit card. Aspire, orchard bank, and First Premiere specialize in bad credit credit cards.

If you get denied for all of those you can get a loadable charge card, where you transfer money from a bank account to a your cards balance, or apply for a secured car at the bank of your choice. A secured card is where you deposit $300 or more into a savings account and you then are granted a card with the limit of the amount you deposited.