Is it feasable for me to get a $110,000 mortgage with $5,000 cash and an average credit score of 640?

Question

My credit is not "bad" nor is it really "good". I can come up with around 4,000-6,000 cash in the next couple of months for a down payment and I make about $54,000 a year. I am SICK and TIRED of throwing money away on rent. I am forking over 850 a month right now and it's a freaking trailer house. All my friends are buying houses, some make more $ and some less. I really, really want my own place. I want a garage, a concrete drive way, a backyard I can do what ever I want in. I was turned down several months ago for a Best Buy credit card. I wanted to finance the lap top I am on right now but instead had to pay cash. If I can not even get a cheesy store credit card is it even feasable for me to qualify for a mortgage?

Answer 1

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Answer 2

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