Is it impossible to reopen a closed checking account due to overdraft fee debt?

Question

Well I went to see my bank manager the other day. I told him I paid my fees, and then we discussed my options. He ended up calling their recovery department to remove any harm done to my credit and he allowed me to open a new account.

Answer 1

No, it is not impossible.  But if you're looking to re-open the same account number, it would depend on how long the account has been closed for.

Answer 2

Even if the manager doesn't re-open your account, you'll want to pay the outstanding charges because banks report this to a national clearninghouse, and that will affect whether you can open a checking account in the future.  

Answer 3

Not only there, but if you do not immediately pay back the overdraft and bring your account positive, you may find it very difficult to open a bank account anywhere.