Is it legal to get Medi-Cal coverage while having Private Insurance?

Question

My husband pays for medical and dental from his employer for coverage for his daughter. His ex also put her on Medi-Cal ( state based health coverage associated w/ welfare) for free co-pays.

Is this legal?? Basically its a healthy child with double coverage and the state is paying for one side of the coverage...legal?

Answer 1

It is legal as long as Medicaid knows about the other policy. The private insurance will be primary and Medicaid will be secondary, paying what the primary doesn't pay. If Medicaid does not know about the private policy it could be considered Medicaid fraud.