Question:

Is it legall to take a car if you are making payments on the car?

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I was making payments on a monte carlo and my so called friend took it without filling out the repo papers or anything. I just want to know if this is leggal.

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  1. OK, leinholder and buyer are NOT titled positions.  You look on the FRONT of the title, and it says "owner".   THAT is the person that owns the car.  If you're looking at the back of the car, for buyer & leinholder, well, you haven't transferred the TITLE yet!!  So it's not YOURS!!!

    Take the title you have down to the police station, and file theft charges against this guy.  Although, if it's not your car, it's not going to do any good.

    When it comes to cars, posession is NOT 9/10ths of the law.


  2. yes, when he sold you the car on promise, i knew he told you that the car was still in his name, and that if you missed payments that he will take the car back

  3. If you are making payments on time, why would they take it.  You must have been late (or something).

    And they don't have to fill out any "REPO" paperwork.  Repo man would never get anybody to agree if he has to wait for people to sign any papers.

    Good Luck...

  4. if the car is in your name and you are the one making payments then i would think it would be illegal for your "friend" to have taken it from you....you could always ask a lawyer or something they sometimes give free consultations

  5. if Zach is the lawful lienholder and you failed to make payments to him, he has a legal right to take his car back.

  6. Is the title in your name? If not, legally your friend still owns the vehicle.

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