Is it ok to buy a car that is rated "catagory D" write off. what are the risks if any?

Question

what are will this mean for my insurance and what implications will this have on the car when i come to sell it. is it really worth buying a catagory D written off car?

Answer 1

You will most probably have a problem finding a company that will insure you for this car. My advice......Don't buy it.

Answer 2

i used to have one and when i told my insurance it didn,t affect it.

Answer 3

A Cat 'D' car means that it has been subject to an insurance claim where the cost of repairs is less than the value of the vehicle. It should be safe to put back on the road.

It will be cheaper than a none written off car, and will be worth less when you sell it.

Theoretically, insurance will be no problem price wise, but if the car is written off again, the insurers MAY refuse to pay out for it, on the grounds that they've already paid out & the car's been written off.

If you accept the risks, then it's cheap motoring.

Answer 4

If it is damaged in an accident you will get no help from the insurer. If you buy at a cheap price and get third party cover who cares ? its cheap motoring.The resale value of the vehicle will be a lot less if you sell it and you may be under obligation to inform a purchaser that its a write off.