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Hello...About a year ago I was finally able to open up a few credit cards after having BAD credit! I paid off my bad debts then began searching for a card to open to start building my credit again. The only options were the cards that charge monthly fees. STUPID me opened 4 of them...nuts I know! But I am finally at a point where I can open a "free" card so I want to ditch these monthly and annual fee cards..If I transfer all 4 balances to this new one (the credit limit allows me to do so) and close out the old cards will it hurt my credit score significantly? I hate to hang onto the cards even at a zero balance as they will STILL acess a monthly and annual charge :( Thanks to all for your help
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