Is it possible for an under 16 to get a debit card?

Question

I'm 15 and I'm looking to get a bank account that allows me to have a debit card to that it is possible to purchase items on-line however ive looked at several banks and not had any luck.

Can anyone help me?

Answer 1

yes, you can get an under 16's debit card from lloyds TSB. it allows you to take out money at an ATM, buy online, and buy things at shops with your card. it is not a credit card so it does not allow you to spend money you don't have, but you can spend all the money in your account. i have one and its perfect.just go into a Lloyds TSB and ask them about it.

Answer 2

I hope not, because there are so many tempting things to buy online  that you can easily get in debt and cause yourself and family great hardship. Of course you may be extremely sensible and disciplined, but if I were you I wouldn't put temptation in my way!

Answer 3

i'm 15 to and my bank said to be able to have a card you have to be 16 and have valid license so i could only get a savings instead of a checkings and i couldnt get it in my name either but in my dads

Answer 4

You are entitled to savings accounts and thus cards that will gain you access to your saved money. Try Alliance in Leicester and the Post Office.

Otherwise, Barclays Bank issue younger customers with Visa Electron Debit Cards however as you are under 16, your assets need to be managed by a parent or guardian.

Answer 5

i got a solo debit card from HSBC when i was 13 and you can use it in shops and on the internet not just cashpoints

Answer 6

YES !!!! im 13 and i have one i think on HALIFAX tho you get a Blue Card and can use in the Hole in the Wall. Go to Halifax and ask, and its FREE!!!

Answer 7

think i had a solo card when i was 15 from natwest, which at the time i cud use in all the shops, dunno if it wud work online tho. try talkin to them

Answer 8

Usually, the banks like to look at how responsible you are with money before giving you a card. I think the only card you'll be able to get for your account is one for the cash machine, to check your balance.

Answer 9

You can get debit card , but i believe you need Credit Card to purches online.

Answer 10

im also 15 and live in uk. i have a debit card with halifax. its called the halifax expresscash debit card.

i can put money on it easily and spent it just as easily :)

hope this helpsssss

:)

Answer 11

Ehm, if you already have a bank account, why don't you just make an paypal! there's no minimal age, no annual charge and it's work like as an online payment...

I want to make it to ^^

Answer 12

Yes

If you ask for a Expresscash (Debit) you can

Answer 13

not in the uk

Answer 14

If you can get a checking account at a bank that has debit cards available than you should be able to get one there. Prepaid card is also a safe and secure way for a young teen to carry money. Walmart carries Mastercard logo prepaid cards with a 5 dollar monthly fee.

Answer 15

yes open an account with a parent or go to green dot whichh you can get at a cvs