Is it possible for me to get a dillards Charge Card?

Question

I had a dillards charge card about a year ago or more. Lately i have been using my Grandfathers dillards charge card and paying off his bill. (Added me as an authorized user) -Did not need ss# or DL#/ I wanted to know if you all think it would bee possible for me to be put on his account as a CO primary so that it would help my credit score!

Keep on mind that I already had a card with them 1+years ago but it got charged off...... Thanks for your help

PS no one is offering me credit, and i really need help with 545 credit score

Answer 1

Fair Isaac is going to let you piggyback on your grandfather's charge card again in a few weeks. They now have a way of allowing legitimate authorized users back into FICO 08. They're just waiting for the patent to go through.