Is it possible to declare bankruptcy on auto insurance deductibles?

Question

I was in an accident and I won't know who will be at fault until I get the police report. If it is me, can I add the insurance deductible to my bankruptcy? I can't reach my lawyer.

Thanks.

Answer 1

If you were at fault, you will be responsible for the deductible if you want to get the car out of the repair shop because it will have a mechanics lien and possession of the car.

Answer 2

You don't pay deductible on damages to the other party's car - only your own if you even carry collision coverage.

Answer 3

no - and if you don't pay that to the repair place, you won't get your car back

Answer 4

if you were at fault and your company pays for the repairs to their car, you dont pay your deductible.  your deductible only applies when  fixing your own car through insurance