Is it possible to get a good offer for a credit card by applying on line?

Question

I have moved three times in the past year so I am not getting offers in the mail yet saying I am pre-approved. I have never gone looking for a card deal on my own so I am not sure how that works.

Answer 1

Sounds like the barrage of credit offers has not yet caught up to you... don't worry, it will.  This happened to me last year... when I finally needed a good credit card offer I didn't have any.  I just went online to a credit card comparison site and checked out the rates available for my level of credit.  I wound up getting a Discover card with 12 month of 0% interest.  As soon as that is up I will probably transfer it to another.

http://cardsense.net

Answer 2

YES it is possible. Not only to locate the best credit card for your needs but also to even get a cash back rewards from it. it is very simple. Become a member of http://www.cardoffers.com/cash-back-cred...

and then use all that website's features to locate the card that best fits your needs. Depending on what card you choose, you might be able to make an extra U$50 bucks!!

You can also read what other card holders have to say about a particular credit card here:

http://www.cardoffers.com/introComments/...

Because these are user reviews and not corporate press releases, you will get unbiased information.

Good Luck!

Answer 3

The ones who say you are pre-approved usually charge more in Interest, and may charge you a yearly fee.

We always get one through our bank..they have all your records and know if you are late on payments or not..So we usually get one for around 5 to 6 percent ..Try the bank you use first.