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Is it possible to owe a creditor that is not listed on your credit report?

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Is it possible to owe a creditor that is not listed on your credit report?

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  1. Yes.

    They can even take you to court too.


  2. yes that just means they didn't report to to a collection agency yet

  3. Yes, because not all institutions report to all credit reporters. My one credit union doesn't report even though I have two loans with them. Neither loan shows up on my credit report.
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