Is my landlord liable for my damaged property after the house was stuck by lightning.?

Question

the landlord house insurance

Answer 1

No your landlord couldn't prevent the lightning from striking the house and they didn't know it was going to strike the house.  This is why you should have renters insurance to cover such a claim as this.

Answer 2

If you have been renting for any time at all you have heard of RENTERS INSURANCE, I'm sssssssorry but the house is insured for the dammage done to the house only and probubly the garage if there is one.

Answer 3

He's responsible for fixing his property, the home, wiring, etc... But you are responsible for personal property, you can claim it on your renters insurance if you have it. Otherwise, no your LL is not responsible for lightning damaging your property. Lightning is considered an accident by nature, no one is at fault.

Answer 4

Of course not.  That is what you have renter's insurance for.

Answer 5

NO

Answer 6

No you would require renters insurance.

Answer 7

The landlord has no liability at all.

His insurance only covers the house, not your possessions.   You need to file a claim with your own insurance company.