Is my mom lying or telling me the truth ?

Question

if I buy a car and register it under my mothers name will her insurance go up? She said it would and I am not very sure since she tells tall tells all the time.

Answer 1

Yes

Answer 2

If its under her insurance which i think it has to be if she registers the car then yes her insurance will go up.

Answer 3

it will go up for your mom, but it would probably be cheaper than getting your own insurance

Answer 4

Well, just the fact that she is adding another car will raise the insurance. Also the more drivers, the higher the coverage. I think in this instance you can believe her.

Answer 5

Yes, it will go up.

Insurance companies increase their rates based on how much risk of an accident the car owner represents. If you register it under your Mom's name, her car accident risk goes up and so will her rates. The risk goes up because:

1. an extra person will drive the car, thus pushing up the chance of an accident, and

2. you are probably a teenager or young adult. If you're in that age group, accident rates are highest among your age group. Insurance companies know this and they'll increase your Mom's insurance rate to cover that increased risk.

Answer 6

It will not go up tell your mom you looked it up online

Answer 7

Yes...every vehicle registered and insured makes your rates go up. Just go to one of the insurance websites and see for yourself.

www.Geico.com

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Answer 8

Yes, because she would have to insure two vehicles.  It is the law that you have to provide insurance in most states, but it would also depend on her policy.

Besides, why would you want to register a car in her name unless she has to co-sign?  That is another issue altogether.

Answer 9

Of coarse it will and if you have to ask this on this web site, you are not mature enough to drive!

Answer 10

it will only go up about 2 or 3 thousand depends on the car.

Answer 11

yes it will

Answer 12

The insurance rate can be effected if she has a faulty driving history.  If using her address too, that can also effect the rate.

Answer 13

if you buy it, it should be registered under your name. if she's the registered owner and the car is in an accident, she is legally responsible!

and if it's registered to her, it needs to be insured to her so yes her insurance will go up because she's responsible for the insurance on multiple vehicles!

Answer 14

heck yeah its gonna go up! and if you get in a wreck it will go up even more!