Is primerica a good part time job?

Question

I just paid this rep $99 to do a background check and he said some is refundable if i decide not to go through with it and now i'm starting to have second thoughts. Has anyone ever worked for this company and can tell me about it? And if so, can i still get my money back?

Answer 1

First thing you should know that this isn't a job, but a business. I think you are able to distinguish the difference between a job and a business. When I put in my IBA, it was $199. The next day, I too had second thoughts. I thought I can't do this, I can't sell, I can't talk to strangers, and I was going to quit. Instead, I came back to get more information to understand more of what I will be doing and I decided to give it a try. If it didn't work out, at least I would get valuable financial education. If it did work out, I made money and built a team. There's nothing to lose by joining Primerica.

I'm not sure what you want to know about Primerica. In case you forgot, here's a brief recap:

Primerica been in business since 1977

They have over 100,000 licensed representatives. Over 25,000 of them are securities license, making Primerica the largest mutual funds sales force in North America.

They are a member of Citigroup. Citigroup is the world's largest financial service company serving 100 countries. They were ranked #1 in Forbes Global 2000 in April 2007. Citigroup is listed on NYSE as symbol (C) and is one of 30 companies to represent the DJIA. Citigroup is worth over $2.2 trillion as of December 2007.

Primerica's mission is to help families eliminate debt and become financially independent. If you are worried about selling, you don't need to do much to show clients what is better for them because they will see it for themselves when you do a comparison on what they currently have with what Primerica can offer. I never had to convince or try to persuade my clients to get out of debt, save money, plan for retirement, or lower their life insurance cost. My clients make the decision on what they think is best for them. If I disagree with their decision, I would let them know and tell them why.

As I said earlier, this is business. Primerica allows you to recruit people into your business and they have the same opportunity as you. When they get license and they help a family, not only they get paid commissions, you too will get paid commissions. There's different sales level in Primerica and the difference between your sales level and your teammates sales level will determine how much you get paid. Your Regional Vice President can go into more detail on how the compensation works in Primerica. To me, I think its the best compensation system ever.

I don't know if you are excited about building a business or you prefer to have a job. But if you don't want to do Primerica, you can get your money back as long as you don't register for licensing school or attend it. $40 of the $99 you paid is not refundable because that went to the FBI for your background check. The final $59 goes toward payment of the state's licensing fee (which really cost over $500). So if you quit and want your money back, you will only get $59 back.

Answer 2

Yes I too have had dealings with them. I posted my resume online and they claimed to be calling me for an interview. I went in for the interview and they wouldn't tell me about the job. They said I had to come back to hear a seminar first. I just bolted after the so-called interview. Get your money back, selling fianace options in a crashing housing market is a bad idea. I have tried everything from affiliate marketing to online surveys and I learned several things. That all the work you put into those companies doesn't add up to much. I work a full-time job, but I need more to help me with the rising cost of everything. But if you want a real opportunity to make some money here's what you look for in an online company.

1. If you decide to sell a product it has to be in high demand and be very low in cost.

2. You don't want a fly by night company......look for an established business with 5, 10, 20 or 30 years in business.

3. Find a publicly traded company to work for that's on the New York stock exchange.

4. Does the company have growth every year that's it's been in business??? It should or that's not the direction you want to go in

There are incredible opportunities online if you follow these steps.....I also know of a home business and a company with all of these credentials. If interested drop me a line at [e-mail]

Answer 3

I would like to put in a positive review of the company. I do work with Primerica and am building my own team. If you want to work with a company who is doing amazing things, helping families recover from the hits of a corrupt mortgage industry and getting them on track to be financially independent then stick with it and work hard. The business model is ready for anyone to duplicate it. There is unlimited income potential. The company has been committed to doing the right thing for 31 yrs, while everyone else in the industry is looking out for themselves. Whether you stay or leave just know that this is a great opportunity and a very supportive work environment.