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Is repayment of homeloan priciple by pf and gratuity is advisible?

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if not what is the safest way to invest pf and gratuity

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  1. Depends on your age etc. PF is amount kept for your retirement. Let it be. Also depends on what is the interest that you are paying.

    PF and gratuity should be invested in guaranteed return schemes so that you can have monthly income.

    more details are required to answer it better.

    Thx

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