Is the locking mechanism for a door covered with insurance if broken?

Question

Is the locking mechanism for a door covered with insurance if broken?

Answer 1

it entirely depends on the terms and conditions of your policy you should be able to find out more by contacting them good luck hope this helps

Answer 2

Not if it is caused by wear and tear and be wary of claiming on the insurance anyway in this case.  Given the excess on your policy, it may not be worth your while applying to them - just get it fixed yourself.  Every time you claim on your insurance, your premium increases, so only claim for major things is my advice!

Answer 3

Yes

Answer 4

I am assuming this is re a house, although a car might be similar.  If the door lock breaks due to lack of maintenance it is not covered by insurance.  If lock mechanism fails preventing you entering this is an accident and you can claim.  They may check lock to see if it wasn't looked after.

I had a refusal on this, saying it was not classified as an accident.  I sent them the dictionary definition of the word 'accident' and they paid up.

Answer 5

Depends. If it's broken after damage to your car e.g. attempted theft then yes. If it's wear and tear then probably no

Sorry just realised I've assumed a car!!! If it's a house door you may be covered on your household insurance

Answer 6

What caused the damage?  If it was a collision or the named perils under your comprehensive coverage, then yes.  If it's just a repair issue, no.

Answer 7

Maybe You should try to google it first ,however if you like some direct resource ,here might be helpful.

http://insurance.online-assistant.info/i...