Is there a law that protects businesses from harassing creditors?

Question

I am familiar with The Fair Debt Collection Practices Act for consumers. Is there a law in California that protects businesses from the same harassment from collection agencies (phone calls at unusual hours, calling business vendors notifying them of debt)?

Thank you in advance for your assistance.

Answer 1

Yes a business is a consumer too, the same law applies. You need to get the address of the debt collector and write them a letter saying that you want all correspondonce by mail only. Keep a copy of this letter, and keep copies of all of their letters to you. If you want them off your back for good than you need to ask them for 3 things.

1) validation of the debt (the actual accounting)

2) verification of their claim against you ( a sworn affidavit or even a signed invoice)

3)A copy of the contracr binding both parties

you state in the letter that they have 30 days to respond or they forfeit any claim against you. You also put in the letter that you will be happy to pay any financial obligation you may have as soon you recieve these 3 items.