Question:

Is there a legal way to make a collection agent stop calling?

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Is there a legal way to make a collection agent stop calling?

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  1. Pay your debts.


  2. InfoDoc is dead on.  I have also made them stop by asking them to stop and saying I will deal directly with the debtor.

  3. You can stop a debt collector from contacting you by writing a letter to the collector called a "Collection Agency Cease and Desist Letter". Once the collector receives your letter, they may not contact you again except to say there will be no further contact or to notify you that the debt collector or the creditor intends to take some specific action. The debt will likely be sent back to the original creditor and/or re-sold to another collection agency, at which point you send a new Cease and Desist letter to the new collector.  

    There is also a statute of limitations on debt collections, which varies from state to state. There is a listing of all state statutes and a sample Cease and Desist letter on the following website:

    http://stopcollections.blogspot.com

    ___________________

  4. If this is an old debt and you're waiting out the statute of limitations don't send any small payment as someone suggested. If this is a relatively new debt that you have every intention of paying and you're trying to salvage what you can of your credit rating   you need to bite the bullet, talk to them and set up payment arrangements that you can follow through on. They'll only call if you're late on a pmt. If you've lost hope as far as your credit rating goes and you just want to make it stop, mail the cease and desist letter.

  5. InfoDoc is correct for most US States. If the collection agency is based in another State (I don't know which ones) this may be more difficult.

  6. Don't answer

  7. Threaten them you'll file bankruptcy and tell them to just mark your debt uncollectible. Because if you file bankruptcy then they wont get nothing anyway. Its works better if you at least give them a little bit of money say you owe them 500 dollars give them like 50.

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