Is there a medical database to track appointments?

Question

trying to find out if i go to a Dr as a cash patient to get a diagnosis, to determine if a condition is work related or degenerative. Is there a way my appt could be traced by an insurance company if i filed my issue at work as work related, or could the insurance company say the issue was pre-exsisting because I got diagnosed, before seeing the employers physician? I am not trying to scam just want the answer to a legitimate question, because i believe the issue of carpel tunnel is work related from repetitive use of my hands being a cosmetologist.

Answer 1

You can be seen by your doctor and use your insurance. If at a later time you file a work comp claim and they determine that it is work related, you notify your isnurance and they will seek reimbursement from the work comp company. There is nothing illegal about that.

Answer 2

You can go see a Dr of your choosing, paid by your insurance, anytime you want. You do not have to wait for your employer to send you to a Dr. Since you've been a cosmetologist for I'm assuming some time, it couldn't be found to be a pre-existing condition prior to becoming a cosmetologist. However, they will try to fight that it is work related. Period. That's what those Dr's do, they get paid by insurances to say what they want. It's said but very true.

The problem I'm having with this issue is that you chose to become a cosmetologist, right? This employer didn't make you train for it or make you hire on there, right? If your job truly is what's causing your carpal tunnel (if you do have that, it could just be an over-use type strain), then you need to just start looking for another field of work. Find something that you don't have to use your hands in such a repetitive nature. Please don't go find a job as a computer technician!

Answer 3

There is a database called the Medical Records Bureau.   If you go on your own, before filing that workers comp claim, it has a large likelihood of getting the comp carrier off the hook, as "non work related".

Best thing to do, is file the workers comp claim, go to the doc, and THEY will decide if it's work related or not.