Is there a time-limit to workers' comp coverage?

Question

I just quit a job due to a rash from an allergy to the product I was working with. I'd like to wait and see if the rash just goes away on its own before going to a doctor, but I want to make sure I'm not going to lose my right to use my employers workers' compensation insurance. Any advice?

ps. I live in Colorado, if that matters.

Answer 1

Well it all depends on each state obviously, some states you have 30 days to file a claim and other states are 90, and 180 days.  

Going over Colorado rules you got 4 days from the date of the injury to file a claim in writing.  If you fail to tell your ex-employer of the injury or occupational disease than you can lose 1 day of compensation for each day you don't file.  This is pursuant to 8-43-102 (1)(a).

So if you think your occupational disease/injury occurred from work than you better start filing it in writing to your ex-employer, than they must file it to their insurance.  The longer you wait it will be tough to prove that work caused your injuries. The longer you wait it could go to denial status because of late filing.  Each day you don't file you lose something.  However because you quit your job it opens another can of worms.  You might not get any money from work comp because you quit your job.  You probably will not be entitled to it.  Check with your ex-employer and hope you got a new job.

Sorry if it's not what your wanted to hear.

Answer 2

If you don't notify your employer of the WC claim, it may be denied.