Is there a way to get a quote for car insurance if you don't have a car yet?

Question

Is there a way to get a quote for car insurance if you don't have a car yet?

Answer 1

call any insurance company and say im thinking about buying whatever the car may be what would it cost to insure they will give you a quote

Answer 2

Aig Direct - http://www.tkqlhce.com/click-3014621-105... I believe offers what is called "A non-owners policy" which basically is a liability auto insurance policy for someone who doesn't own a car.

Once you buy a vehicle then you can simply add it to your policy.  Progressive also has a similar policy.

The only negative is that you are limited to getting quotes only through a couple of companies by doing it this way and limits your chances of getting the best rate.

Ideally you would get a better rate by comparing multiple companies through a site like http://www.InsuranceEasy.org  but that would require knowing what car you are buying including the "Vehicle Identification Number" (VIN), year, make and model.

Answer 3

You will have to wait until you get a car (or have specific details about what you are thinking of getting) since car insurance is based on many factors including: age, years driving experience, any violations, make and model of car, year of car, safety features

Answer 4

If you know what car you are planning on getting you can. Go to insurance.com or any of the websites like progressive, allstate, etc.

Answer 5

Definately, i either call my insurance co. or i have even gone to Progressive.com. It' really helps knowing what the insurance is gonna cost me on top of my car payment. However i wouldn't  make a habit of it because some of these companies like to perform  credit checks and it's not good to have a lot of inquires on your credit report. Hope this helps.

Answer 6

For auto insurance the best way to get a good rate is do a rate comparison on auto policies. Make sure that you pick similar options with the same limits, auto type, location, etc so that all things are a good comparison.



What I most often recommend is an internet comparison quote at http://www.InsureAutoNow.info since they have top name insurers and can give multiple quotes on auto insurance polices.