Is there a way to get an estimate car insurance rate ?

Question

without giving out your home address and signing up for s**t? thanks.

Answer 1

You will need to give out your address only because your rates will vary depending upon where you live.  Most car insurance companies do not require you to sign up for anything to get an estimated rate.

My suggestion is - decide what level insurance and deductibles you want, then call 4 or 5 of the national insurance companies (GEICO, Hartford, etc.) and ask for estimates.  Make sure you give of them the same info so you can judge prices.

We just went through this process and had no hassle and no pressure - each gave a quote and let it go at that.

You call also check around for local independent insurance agencies - these folks usually represent a few different companies and can shop for the best rate among the companies they represent.

Answer 2

Before you get an estimate car insurance rate, you must know how to cut Car Insurance costs by more than 10%. Fact: To drive legally in the UK, you are required to have car insurance to protect yourself and other drivers. It's one of the unavoidable expenses of owning and driving a vehicle on the road.

Whilst car insurance is a fact of life, high premiums are not. There are many ways to control the cost of your motor insurance premiums and even reverse recent increases in some cases. Here are just a few tips that can save you well over 10% on your car insurance this year.

1. Search online for the best quotes.

Often, car dealers work with a specific insurer "for your convenience". Before snatching the first motor insurance policy you find, do some research and shop around. Use a price comparison site to compare multiple policies side by side. Car insurance quotes can vary by hundreds of pounds for the exact same cover.

2. Buy online at the insurer's site.

Many, if not most, insurance companies offer hefty discounts when you buy your cover online. Why? They save money on time and agent commissions that way. It's standard to offer a 10% discount when you buy your car insurance online. While not everyone can buy online, there can be significant savings if you can and do.

3. Review when you renew.

Don't simply renew you policy when the time rolls around. Go over it to make sure that it still meets your needs and circumstances - and then request a new quote. Insurers will nearly always offer a lower quote when you're shopping around for policy than when they think they have you hooked.  

Answer 3

Call a local independent agent and ask for a free quote. You are not obligated to buy it. Do not call these ignorant 1-800 numbers off of the TV, you want to deal with a local person that is down the street that can talk to you face to face. Not some foreigner in India that can't even speak English.