Is there a website to make these graphics? [picture included]

Question

http://i152.photobucket.com/albums/s187/fwaahhh/cheez_doing_it_wrong.jpg

Like how to have the black border and the text underneath it?

Answer 1

you can do it w/ photo bucket

Answer 2

It is called a motivator, and yes there are websites.  I tried a search for: make your own motivator.

http://bighugelabs.com/flickr/motivator....

http://diy.despair.com/motivator.php

Have fun!