Is there all-inclusive health insurance for college graduate students?

Question

I'm about to turn 23, and that means I can no longer be covered under my family's insurance plan...since I have to find my own policy now, is there anywhere I can get information on health insurance policies for grad students (in FL), possibly at a discounted rate? I would also like to find a policy that includes vision and dental, if possible. Any ideas where to start looking? Thanks!

Answer 1

If you are healthy then there are plenty of good places to get a cheap FL health insurance plan.

Some of the top companies to consider include:

1. Golden Rule (United Healthcare)

2. Aetna

3. Blue Cross Blue Shield

4. Humana

5. Assurant

Watch out for plans with very limited benefits like discount programs or from companies with a lot of complaints like Mega Life or United American.

A good independent agent will be able to help you compare plans and find the best deal for your individual needs.

Here is some more information on Florida health insurance:

Answer 2

http://healthplans.my-age.net - Try this one. I personally have their health insurance in Florida.

It is affordable and has good coverage. Vision and dental care are included as supplementals.

Answer 3

See http://www.estudentinsurance.com/ But I would advise against buying "insurance" for routine medical needs and dental care. These are just pre-paid health plans and are not good values. Get yourself a plan that has a reasonably high deductible to cover expenses you can't budget for, and use the difference in premium to pay for your dental care, doctor's visits etc.

Answer 4

Talk to an independant agent in your area to see what is available. He (or she) will be able to get rates for different types of coverages and premiums based on your financial and medical needs. It might also be a good idea to see if your school offers health insurance. Vision and dental usually do not pay out more than you pay in for the coverage. Many dentists and vision care providers offer discounts for care.