Is there any policy for one year?

Question

is there any policy for monthly premiums and i want to get back money after one year. can u please suggest me.

Answer 1

No, there's no such thing- how would insurance companies make $ if they gave you back your $ after a year?

Answer 2

If i open any bank i will help u with that.............

Answer 3

You want free insurance if you don't make a claim?  No such thing.

Answer 4

Wow that would be a great deal! Unfortunately, that does not exist.

There are one year policies though for life insurance, although only a few companies sell them these days, and they will keep all the premiums.

For disability and critical illness plans, ther are many that offer full return of premiums if not claimed against but you must pay into it for a much more lengthy amount of time. ie. 10 or 15 years minimum.