Is there anyone who thinks that Barclays Personal Reserve is actually a good thing?

Question

I received a letter from Barclays a few months back saying that from the 18th of this month I would have £250 personal reserve.

Many people feel this is a bad thing that Barclays has introduced this, does anyone think its a good thing?

http://www.personal.barclays.co.uk/BRC1/jsp/brccontrol?site=pfs&task=homefreegroup&value=14790&target=_self

http://www.easier.com/view/Finance/Banking/Current_Accounts/article-196830.html

Answer 1

I do, it'll help you out a great deal otherwise if you're overdrawn you could get charged at least £40 a day.