Is this a good/reasonable credit card for someone who...?

Question

is trying to build up credit.. (who has not yet established any type of credit) is the apr reasonable. i have done the search and this one seems about right? i think i should get a 2nd opinion from those who know more about credit..

i believe usually 19 is the starting APR.. is that correct?

here is the link.

http://www.capitalone.com/creditcards/products/10589/14/disclosuresw.php?linkid=WWW_0508_CARD_tg01_CP58914_C1_03_T_Z

*note i work part time and go to school and take care of my 4month old baby.. i am 19 yrs old.

Answer 1

http://credcards.bebto.com - you can try this bank. It has lower interest rates and good service. As I know it accepts everyone, even if a person has no credit and offers 0% interest rate for 18 months.

Answer 2

You have to work a lot longer than part time in order to obtain a credit card.. and why would you want too have one i know people who have gotten into a lot of trouble with these