Is this a right time to invest in mutual funds? If yes then in which?

Question

Is this a right time to invest in mutual funds? If yes then in which?

Answer 1

The market appears be close to bottoming out some say and bargains can be had.  Some say now's the time, others say wait a couple more weeks.  Watch the market.

Answer 2

If you want to invest in a mutual fund, put your money in SPY.

Saves yourself fees, and the gross majority of funds come nowhere close to beating it.

If you feel positive on the economy, just put your money there

Answer 3

There can not be a generalised advice without knowing your risk profile, investment horizon and returns expectations.

Approach an AMFI registered advisor staying nearby your place.

Answer 4

Yes this is the time for bottom fishing. All funds value are reasonable to purchase. Use SIP investment method with 5 or 4 start rated funds.

Below are the best funds available today in the industry in the sense of constant performance and capability to provide returns:



1. Equity Diversified (Diversification inside the portfolio between small, mid, large cap space and various industries in each cap)

            

a.       SBI Magnum Contra (contrarian approach – excellent good for long time)

b.       DSP Merryl Lynch Equity

c.       Kotak Opportunities

d.       SBI Magnum Equity

e.       Tata Select Equity



2. Large cap fund (Subscribing the same is helpful to shield your portfolio against huge fluctuations)



a.       Birla front Line equity

b.       DSP Merryl Lynch top Hundred

c.       Sundaram Select Focus



3. Mid Cap funds -  (riskier but high return possibility for long run – funds generally investing on future giants )



1.       Birla Midcap

2.       JM Emerging equities (Active fund management – risk is high)

3.       StanChart Premier equity



4. Thematic (specific business sector focused)



1.       DSP Merryl Lynch Tiger

2.       ICICI Pru Infrastructure

3.       JM Basic

4.       SBI Magnum COMMA (Commodities market focused – Very good for long term investor)



5. Balanced funds



1.       DSP ML Balanced

2.       SBI Magnum Balanced

3.       Kotak Balanced

4.       HDFC Prudence



6. Monthly Income Plan (Debt exposure is more – Balancing portfolio with small debt exposure if required)



1.       HDFC LT MIP (Excellent for long term)

2.       Principal MIP (Known as one of the excellent fund in the industry by the capability of giving handsome returns)



Select 2 or more from any of this category. It is better to select equity exposure funds for long term wealth creation. Unless not required to balance portfolio, don’t select balanced and MIP’s

Answer 5

The best time to invest is when the market is open...

Seriously, if you have a long-term need that will be affected by inflation, the Market, via mutual funds, will be one the best ways to multiply your dollars.

Picking a fund is a lot like picking a apouse, there should be a lot of research into it and even after all of that, there are still no guarantees.  The fund and its objectives should also match your risk tolerance.

Answer 6

I despise mutual funds...too diversified for my own personal liking.

Answer 7

I actually don't like mutual funds - too much to write about that right now. I prefer non -emotional index funds.

I have tons of posts on this question. May need to mull through my posts a bit, but here is the skinny.

1. Max out ROTH IRA for each of you first.

2. Consider investing in the S&P 500 Index (no load fund). 80% of all fund managers can't beat this historical index, so I tell people why not just own the index?

3. Dollar Cost Average each month. That way when the market is high you are buying less shares. And when the market is low, you are buying more shares at a discount.

Good Luck!

Answer 8

yes, its right time 2 go for M.F.....

u can look for diversified power, energy, infrastructure .....these are damm good...

Answer 9

It is definitely the time to invest.  Which ones depends on your goals, the younger you are, the more leaning towards small cap because they riskier than large cap funds.  also make at least 1/3 of your porfolio international funds.

Answer 10

can't say abt mutual funds as its risky...

but for sure insurance can be a good option....

growth fund option in insurance will really work out....

If u want, then i can work over it and take out best options for u in that...