Is this health insurance plan okay? I don't know much about buying health insurance.?

Question

I'm planning to purchase a health insurance plan through Kaiser Permanente that has a $1500 deductible, $30 co-payment, $126 premium per month, a $3500 out-of-pocket max per year, and 0% Coinsurance. I rarely get sick and I only see a doctor once a year and sometimes once every 2 years, but I guess anything can happen. I just need to know if this plan is okay. Thanks!

Answer 1

Kaiser is a very good company but they have many plans which will vary by state. You need to visit a local agent that works with Kaiser and all the other major companies in your area. The agent can compare this plan to everything else on the market and can explain what is covered and, more importantly, what is not covered with this plan. There is no extra charge using an agent.

Answer 2

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