Just had a small fender bender, we did not switch insurance cards, am I in the clear?

Question

I just hit a guy at about 10 mph, didn't really do much of any damage, knocked a little paint off and might have slightly bent the liscense plate on both cars, I didn't have insurance card on me(I'm insured though), it's my mom's car, I said I'd have to call her and he said it was too small of a deal for that, am I in the clear or can he still report it? He might have got my plate number, really there was hardly any damage at all.

Answer 1

Only time will tell!! Its in his hands.

Answer 2

Ouch. You better hope he doesn't report you as a "hit & run". No matter how small any accident is you need to swap insurance info & personal info. Hopefully the guy you hit is an honest person. Good luck!

Answer 3

in these situations normally your okay, how ever if they where real pricks they could remember your plate and file it as a hit and run, be your word against his.

but sounds like youll be fine, just watch for mail from the county.

You should always have a cop come to the scene, that doesnt force either of you to file insurance claims, but it covers you if 3 days later the guy decided to call it a hit and run and claim whiplash. (i know people this has happened to)

Answer 4

You are in the clear! In the future, you should iimmediately call 911, the police should do a complete police report and you should mmediately call your insurance complaint too! Please remember that for future reference! It is too late now, but learn from your mistakes!

Answer 5

If he got your license plate number, he might still be able to report it, but since he said he didn't think it was a big deal it sounds like he is going to just let it go.

Answer 6

Worst thing that can happen is he records your license plate, calls the cops, if it's over $500 damage you may have committed a crime.  1 month from now he claims a back injury resulting from the crash, sues your parents, and they lose their house.

Answer 7

Call your ins. agent and tell them the other car left the scene...that will help you clear yourself....next time call the police.

Answer 8

Yes, he can and may still report it.  You are covered but you should Notify your insurance company in case he makes a claim.  If he makes no claim, your insurance company will do nothing.  If he does, they will represent you.  You have nothing to lose either way

Answer 9

nah your in the clear he probably didnt have insurance.

Answer 10

I DID THE SAME THING AND 2 YEARS LATER THE LADY TRIED TO SUE ME, SAYING SHE HURT HER NECK IN THE ACCIDENT.  YOU BETTER HOPE TO GOD HE DOES NOT CALL THE COPS OR HIS INSURANCE CO.  ALWAYS HAVE YOUR INSURANCE CARD WITH YOU AND ALWAYS TRADE INFO IF THAT HAPPENS AGAIN.

Answer 11

I think he could report you, but it seems like he won't.  Judging by the fact that he said it was a small deal, I highly doubt that he will do anything about it.  As long as there's no real damage to either the car or people, I think that you should be fine.

Try not to worry about it!

Hope this helped.

Answer 12

no