Kela you being a financial aid counselor, I was wondering if you can answer a few questions for me.?

Question

I am in the situation that you are describing and I have stopped going. I am less than 40 hours from graduation and I have already reached my 46000 loan limit. What options do I have?

Answer 1

It would depend on your credit and how many credits you have total. If you are an undergrad then your only choice would be grants unless your efc is too high, in which case you may opt for private loans, I would advise you to try Citibank or Sallie Mae first, otherwise you will have to pay the remaining out of pocket. I always tell my students to call me first if they are ever in a financial bind so that I can see what other alternatives there are, but the longer you wait the worse it can get. I congratulate you on getting through and sticking with it you are so close, don't give up now. You can see what type of funding your state has by contacting the Board of Regents as they have money set aside for education, you can try for scholarships as well. Good luck and I hope this helps