LVNV Funding hired the law firm of Eric Berman to collect an old debt from me?

Question

They served me papers on Monday. I contacted the law firm. Told me that it was a GE account. It may be an old account of mine, but upon searching the internet for this LVNV Funding, there's fraud written all over the place. People that pay off the amounts are contacted years later by the same company to pay more money on a past debt, etc. How do I answer this summons requesting validation of this debt? If they take me to court and by some strange chance, do have proof of this debt, what will happen then? They say I owe around 2,000, but if I don't pay it by tomorrow, they will tack on the extra 800 in lawyers fees, etc.

Answer 1

Well I'd say that if you have proof that you don't owe it, then you'll be alright... This same thing happened to me about 5 or 6 years ago, and I'd supposedly order all of this stuff off a shopping network and charged it to my account, and I supposedly bought things like $100.00 purses, which if you knew me I'm a walmart kinda gril and they had tacked on so many different charges, I sent them all the proof that they needed and told them, and they kept saying well here it says it went to your address? I'm like you idiot I didn't order any of that and I won't pay for something I didn't order... But see that was about the same time that our vehicle had been broken into, and they took my cell phone and at that time when you got your bill it gave the numbers of people that called you or that you called, and I could track down the one cell phone location as to where the call went to and the local authorities told me that they couldn't check into the party that lived at that phone call number, cause that was an invasion of privacy.. I'm like h**l and see that same night I called all my credit card companies and my checking account bank and everything and then still had all of this hassle.. Seems to me people that do wrong all of there right have more rights then people that try to make an honest happy way of living, I'd get caught anyways cause I'd feel bad and have to return it..lol

Best of luck

Answer 2

they can't do c**p...... tell them to call their mother instead of their lawyers, and besides they can't harass you for this my credit is so messed up it's unbelievable.

Don't answer their calls

don't call them

don't sign or return nothing

and most important DON'T AGREE TO ANYTHING........

Answer 3

LVNV Funding is not a fraudulent company.  It is just bitter debtors blowing hot-air.  Companies in the industry do not become the size of LVNV or have the longevity if they play games.   Furthermore, the fact that Eric Berman is representing them, tells me that there is definitely no fraud.  Do your research on him.  I can tell you that as a member of the same professional associations as him, and somebody that knows him, he is extremely highly regarded and squeaky clean.  If he is going to tack fees onto it, that means that he has documents that state he is permitted to do that.  

You can always ask to speak with the collector's supervisor.  

Answer 4

Contact the law firm and ask for copies of all paperwork concerning this debt.  Explain you have no recollection and need proof of monies owed.

Answer 5

Your question is not altogether clear.  If you have been served with a civil complaint and summons, that means you have been sued.  If you do not file an answer with the court, the court will enter judgment against you.  You might well have a defense based on the statute of limitations, but you have to assert that defense in the right way.  If you don't know how to do it, do NOT expect legal advice from the firm suing you, and if you get such legal advice, don't follow it.  If you don't know how to defend yourself, hire a lawyer.  Just like if a pipe breaks and you don't know what to do you have to hire a plumber.