Learner's Permit and Insurance?

Question

Hi everyone,

I just reached the 6 month point on my Level 1 Learner's Permit which means I am allowed to drive unsupervised. Considering the fact that I still technically only have a "Learner's Permit," do I need to be added to my parents insurance policy when I drive their car unsupervised? I read online that having a learner's permit means that I do not need autoinsurance for myself, only for the car (which is insured). I also saw that it's very difficult for me to obtain insurance until I apply for my full license.

Help please

Answer 1

This is one of those very tricky situations that all depends on your auto insurance carrier.  If you are driving unsupervised, whether its a learners permit or not, most companies require you be added to the auto insurance.