License and Insurance?

Question

Well, I got my license nearly seven months ago. I am sixteen turning seventeen in about four/five months. I don't have my own car yet so I've been driving my parent's cars if I need to. I am now looking to buy a car for summer and such, but my parents want me to do some research before we make any final decisions. So, I was wondering if anyone could give me an average or general idea on how much our insurance would go up once I buy a car?

Answer 1

This all depends on your state, your driving record, the insurance company, and your driving record. The least expensive way to handle this would be for you to just be added to your parent's policy, you would be getting their discounts and such. If that isn't an option, shop around for different companies. Don't just buy the first policy you get a quote on.

No matter if you get your own insurance, or your added to your parent's policy- Be sure you drive safe- don't get any tickets or have an accident. Being 17 and a new driver can be expensive enough. But if you do have any tickets/accidents, be sure to let the company know when you get your quote. If you don't tell them, and they run your driving record and find them (which they usually do), the price will go up. Most insurance companies also offer discounts for things like good grades, no accidents or tickets, and taking driver's education. Also, if possible, take Defensive Driving. Ask the company, but most give a discount for it as well. Good luck!

Answer 2

It will be high no matter what vehicle you get.  The first 3 years are the highest.  As for price, depends on age/type of vehicle and where you live.  Some insurance companies consider certain areas high risk.

Answer 3

you can still get reasonable insurance rates . . . http://www.COMPAREusINSURANCE.com

Answer 4

PUT YOUR SELF AS A 20% DRIVER ON THE CAR, IF  ITS STILL OWED TO THE BANK..AND DONT PUT THE CAR UNDER YOUR NAME..DONT GET A 2 DOOR CAR,, THE INS. IS HIGHER FOR ITS A SPORTS CAR..

IF THE CAR IS PAYED OFF CASH ,YOUR INS. WILL BE MUCH LOWER..

AND CALL AROUND FOR QUOTES! STATEFARM IS THE BEST!