Life Insurance Company - which is the best?

Question

Want to choose the best life Insurance Company - I am 43 Good Health and my wife is 41 Good Health. No alcholocal, No drugs, No disease. I am given choices like Prudential & AIG. I am trying find ofcourse the one with less premium but with good reputation. I am looking for 30 year term policy. Any suggestions. Please let me know. Thank you,

Answer 1

I would recommend visiting a local bank or financial institution and asking to speak to their financial adviser. They will have a lot of companies to choose from and can help you decide whats best and most cost efficient and safest for your needs. If you have a bank like Chase available, you can visit an FA for no cost and you are absolutely not obligated to buy or invest in anything.

Answer 2

Have you considered permanent Life Insurance?  30 years is a long time to own Temporary or term insurance.

Penn Mutual is what I own:

A.M. Best  A+ (Superior)

Standard & Poor's  AA- (Very Strong)

Moody's Investor Services  Aa3 (Excellent)

Comdex Life Insurer Financial Profile  90%

Answer 3

You should talk to you current Ins agent they usually have policies if not find a Country Insurance and Financial Services they have wonderful policies.   Dont let someone tell you that you are to old to get policies thru a local agent and that it is going to cost to much.   That simply is not true.  

www.countryfinancial.com

Answer 4

to choosing the best life insuarance company please visit http://wwwinsuranceplan4u.com

Answer 5

i would suggest contacting an independant agent rather than an agent that works soley for a specific company.  there are several different websites that can connect you with an agent or even provide you with a quote online.  here are a few:

www.selectquote.com

www.intelliquote.com

www.accuquote.com