Life Insurance nurse check up?

Question

i recently applied for life insurance and the nurse is coming to my home on tuesday next week to do my check up. i was told that they would need a urine and a blood sample. does anyone know what they test the blood for? and the urine? i am just curious. thank you

Answer 1

idk.

Answer 2

they did pretty much every test you can think of on mine (i was declined)

Answer 3

They will be checking for cholesterol, blood diseases, drug use, nicotine use, triggers for cancer and other diseases, diabetes, etc.  They are trying to verify the answers on your application and also discover health issues that you may not even know about.  

Answer 4

They check different enzymes, lipids, proteins, blood sugar, and so on to make sure your internal organs are working fine and you aren't at risk for any unforeseen illnesses.  They also test for different chemicals your body makes when it breaks down nicotine and other drugs.  Each company could order slightly different tests, so it's hard to say exactly.  At the end of the process, you should be given the opportunity to see your results.  It's usually about a page and a half of information.

If you have concerns about the tests, talk with your agent or try to be more specific here.  The first answerer should either try with a better experienced insurance broker or acknowledge they have a potentially life-threatening condition.  

Answer 5

Cholesterol, protein amounts, drugs, etc.