Life insurance no physical exam?

Question

if someone gets approved for a $250,000 30 year term policy with no exam but after 10 years died from cancer, should the policy still pay?

he wasnt diagnosed with cancer until 5 years after he had the policy but the Dr said he may have had the cancer for over 5 years

so would that be considered a pre existing condition? even if it wasnt in his medical records when he was approved for the life insurance policy???

SHOULD THE LIFE INSURANCE COMPANY PAY????!!!!!!!!!!!!

Answer 1

Since he wasn't diagnosed with it until 5 years into the policy, the policy should pay out.

Only way it wouldn't would be if there is an exclusion in the policy.

Answer 2

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