Life insurance question?

Question

My single son just commited suicide... His life insuance went to his exwife and young daughter (50,000) should she pay the funeral expenses (7,000). or should we his parents? She hasnt' offered too and some think she should... I just want my son back and money doesnt bring him back...

Answer 1

If his ex-wife received the life insurance, she should pay the funeral expenses.

I am sorry for your loss.

Answer 2

Sometimes life is not fair.   She should pay for the funeral, but she does not have too.  She can do whatever she wants with the money.  Sorry.   And, I am sorry for your loss too.

That is why people need to be careful who they name as beneficiaries and they should break it down into more than one person for this very reason.   I guess she admitted to you about the life insurance?   Or how did you find out?    Maybe you could verify the beneficiary info.

I know that this will bring some bad blood with the ex for her not paying for the funeral.   But I don't know if she is working, but $50,000 is not a lot of money.   But I know, fair is fair and she should contribute.   Again, Sorry for your terrible loss.   I hope the help you get here brings some comfort that others do care.

Answer 3

By law she does not have to pay the funeral expenses. My Mom did this to her ex. and his parents had too. But, try talking to her. But, she now has a child to raise all by herself.

Answer 4

So sorry, If I were you it don't matter. I would pay for the sake of young daughter. Some part of him is in his daughter.  

Answer 5

How awful!  I'm so sorry for your loss . . .

Who arranged for the funeral?  If she did, then she's responsible for the costs.  If you did, then you are.  She is NOT obligated to pay for the funeral out of the life insurance procedes.  And frankly, with a young child, and such a small amount of life insurance, if you guys CAN afford it, it would be a blessing to the granddaughter.

I can't imagine losing a son.  So sorry for your pain  . . .

Answer 6

That all has to do with whether he left a will or not. I know it hurts, but if he died intestate you could very well be liable for that debt. However this would be much easier solved,in my opinion, if you were to communicate with your ex daughter in law and your grandchild.