Long term disability and workers comp

Question

If workers comp offers a settlement does long term step up?? Receiving payment from both..

Answer 1

Not usually - that settlement is a lump sum distribution for future lost wages, which will be subtracted from the LTD payout.  

BUT, usually after 2 years, LTD reverts to ANY OCCUPATION, so you might have a much harder time collecting ANY LTD after that two years is up.