Looking for a Renters Insurance Policy w/ $7,000+ computer equipment. Any Suggestions?

Question

California

Answer 1

Computers! these are absolutely personal stuffs. I gone for an insurance company ( http://www.rghins.com/ ) while its a need for car insurance. Likewise you can too search for a local insurance company or agent.

Answer 2

You need to be very careful with this.  In Florida, computers are only covered up to $1,000.00, and in other states they may have a different figure.  But there is a list of items under "additional coverages", that have a smaller limit than your blanket personal property coverage.  If and when it does have a smaller limit, you will want to schedule the computer on to the policy.  Or buy a rider.  This will increase the coverage to the replacement cost of the computer, for an additional premium.  

Check with an agent, and see what is included and what the limits would be.

Answer 3

OK, this shouldn't be hard.  Assuming the computer stuff is personal use only, just go to ANY agent.  If you go to the guy who writes your car insurance, likely you'll get a massive discount on the car insurance, also.