Massachusetts, Changing Auto Title from my Mother to Me??

Question

The car I have been using is registered under my mother's name, is being financed under my parent's name, and is on my parent's insurance. I need to put the car in my name and get my own insurance for the car. How do I go about getting the car in my name? Do we need to make some kind of legal transfer of ownership? Can I just go the RMV and register the car in name? Do I need to do anything about the fact that the financing is in their name. I have been making the payments on the car since we first got it.

How does this all work?

Answer 1

It's doubtful the bank will let you put it in your name unless you also assume the loan.

So step one is to talk to the bank about it.