May an individual voluntarily withdraw accumulated social security earnings while in their 30's?

Question

I want to make a request to the Social Security Administration for the immediate withdrawal of my social security earnings. I am willing to take those funds subject to any taxes and penalties that may apply. I want to know my rights before talking to a representative.

Answer 1

Your Social Security taxes fund benefits for current retirees.  

There is no account with your contributions and earnings, so no way to request a withdrawal.

Answer 2

You have no right to anything you have paid into social security until you reach minimum retirement age or become disabled.  Don't waste any more time with this nutty idea.

Answer 3

No. It's not a savings account. You can't withdraw funds from it.

Social Security is actually a kind of tax.

What you want is welfare.

Answer 4

Lol, if you could do that, everyone would... but unfortunately, the money you have paid in has already been paid out to the people who are retired... when you retire, your grandkids will be paying in and that's the money you will collect (if the system still exists by then).

Answer 5

You don't have any "Accumulated Social Security Earnings" that you (or anyone else) can "withdraw."  The SSA only keeps a record of how much you earned and how much SS taxes you paid.  Your earnings are already in your pocket, so there's nothing for you to withdraw.  

The amount of money you earned in your working lifetime determines how much you are eligible to receive in benefits once you either become disabled or retire.  The taxes you currently pay go towards the benefits of current SS beneficiaries.  When you become eligible, your benefits will be funded by the workforce at that time.