Medication changes with insurance?

Question

When you switch an insurance policy and have an outstanding condition and the insurance no longer does referrals to your doctor, can they refuse to honor the prescriptions given by said physician? Or are they obligated to honor it if it's on their list of approved drugs?

Answer 1

they will cover all prescriptions

Answer 2

It depends on the plan. Some plans will pay for any medication on their list as long as it's written by a participating physician. Some plans pay for any drug on their list. You'll need to check with them on the specifics.

Answer 3

you chose to change...you have to live with the new