Money for college for a 24 year old?

Question

Decided what I want to do, it's a 2 year program (can go 4 but 2 is min.) I am familiar with fasfa, pell etc. And though we live just fine, were poverty level.

What other money is out there for me?

I have checked out books, but there are so many....

I am 24, with husband,house and 5 kids.

GED and some college and another seperate certificate.

Answer 1

What school are you going to?  Some schools have payment plans that are interest free. Check out www.afford.com to see if your school participates.  

Find a scholarship search on-line, they may require some work, but it's worth it.

Here's a good rule of thumb, take FREE money first(scholarships, grants), then money you can pay out of pocket (payment plan), then Federal loans (stafford loan is 6.49%, PLUS is 8.5%), then Private loans as last resort.  Be careful of repayment terms, ie. 8% for 10 yrs, is cheaper than 6% for 15 years.

Answer 2

fafsa and scholarships r all i can tell u, unless you're into loans

Answer 3

Below is a list of common types of financial aid for college. This is not a full and complete list of every single type of college financial aid out there. I have provided links to several sites with information about the type of aid listed, some are links to government websites and some are links to private sites not affiliated with the government in any way. Please do your own additional research on the type of aid and its eligibility requirements.

The FAFSA Application (The application that must be filled out to get any federal financial aid)

http://www.fafsa.ed.gov

The PIN Site (If you want to sign your FAFSA electronically, then you must have a PIN. If you are dependent, your parent needs a PIN too).

http://www.pin.ed.gov

Federal Grants:

The Pell Grant (The largest and most common federal grant). The Maximum amount for the 08-09 school year is ~4700. http://studentaid.ed.gov/PORTALSWebApp/s...

Federal Supplemental Educational Opportunity Grant (FSEOG). Rages from $100-$4000 a year. This is limited and is awarded on a first come, first served basis. http://www.fseog.com

Academic Competitiveness Grant (ACG Grant). For freshmen it is up to $750 and sophomores up to $1300. You must be Pell eligible to receive this grant.

http://studentaid.ed.gov/PORTALSWebApp/s...

Teacher Education Assistance for College and Higher Education (TEACH Grant)

Up to $4000 a year for student who are going to become teachers. This grant has LOTS of eligibility requirements, read carefully.

http://studentaid.ed.gov/PORTALSWebApp/s...

The National Science & Mathematics Access to Retain Talent Grant (SMART Grant)

This is up to $4000 a year for Juniors & Seniors who are majoring in physical, life, or computer sciences, mathematics, technology, or engineering or in a foreign language determined critical to national security.

http://www.smart-grant.com/

FEDERAL LOANS

Stafford Loans - The most common student loan for college. There are limits based on dependency status and grade level.

http://www.staffordloan.com/

Perkins Loan - $4000 a year for undergrads. The school is your lender and interest is capped at 5%.

http://www.perkinsloan.net/

Parent Loan for Undergraduate Students (PLUS Loan) - This is a loan that your parents take out for your education. Unlike the Stafford, your parents generally start paying on it 60 days after it is disbursed.

http://studentaid.ed.gov/PORTALSWebApp/s...

Other Aid

Scholarships - The MOST sought after aid there is. You don't have to pay it back and eligibility is not need based on some scholarships. They are also usually the hardest to get. There are several scholarship database sites that list tons.

http://www.fastweb.com

http://www.scholarships.com

http://www.studentscholarshipsearch.com/

http://www.petersons.com/ss/code/checksu...

State Aid - Most states in the USA do offer some sort of financial aid for college. Each state has different programs. Some have just a few, some have tons. These might include states that have big lotteries and such.

http://www.easyaid.com/states/ - Has information about almost every state and what aid they give out.

Work Study - Funds are earned through part time employment at the school or connected with the school.

http://www.ed.gov/programs/fws/index.htm...

Answer 4

library

grants/are available. goodluck