Monthly and yearly tax in Swiss?

Question

I am interested how the things are going in Zurich and Basel for salary 4500-6000CHF brutto on monthly level and later how the things are going on yearly tax,thanks

Answer 1

From you gross (brutto) wage, monthly deductions will be as follows (2003 data):

Pension Scheme (AHV/IV/EO)  5.050 %

Unemployment (ALV)  1.500 %

Health (Krankentaggeld)  0.680 %

Accident (Unfallversicherung)  1.359 %

(Above deductions from gross wage)

Retirement Plan (BVG) 6.500 %

(BVG is calculated from the so-called "co-ordinated wage", which is the then-current max. monthly AHV pension payment.)

Then there might be a deduction for canteen usage or the like.

4,500 would result in 3,916; 6,000 results in 5,287.

Please note that the percentages might have changed slightly and that insurance depends on gender, too.

At least the calculation will give you a basic idea.

As for annual tax, again it depends on some details:

marital status, income level, residency status (i.e. depending on your permit, taxes might be deducted from your monthly salary automatically (10-12 %; "Quellensteuer")).

If that does not apply to you - as a rule of thumb - you will have to save about two months' gross wages to cover your annual (municipal and state) taxes.

You will have to add rent (CHF 600-1,200 for a 1-2 room appartment) and health insurance (CHF 120-200 per person); monthly spendings on food: approx. CHF 400-600 per person.

Answer 2

the tax is doing good here