Question:

Monthly payment for Car Insurance?

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Hi, I'm 18 and I want to get a car, but I am not sure if I can afford car insurance. I was told I can put my name under a relative's insurance (He is around 50). So I have a question for you guys. How much money do you pay for car insurance a month? I know it varies amongst states and ages, but I want to get an idea of the amount of money I may be paying. I live in New York so I know it will probably be way higher than other states. Please provide your age, state, and car insurance monthly estimate. Thank you! =]

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  1. I'm over 30, been licensed since I was 16, my license is so clean you can see your reflection in it (not even a parking ticket!) I've been on the same insurance policy with the same provider since then, in New York - 40 miles north of NYC, and I pay $98 a month for full coverage for a 2002 Dodge Stratus. At your age I was paying $150 a month.

    Now, that said, your insurance quote WILL be different. It's based on several factors: your age, your driving record, what kind of car you're buying, if there's a loan involved  (bank loans require you to carry full coverage), and where you live. You do get a discount for being on the same policy for a number of years, and another one when you're over 30. (It used to be 25, but they did away with that.)

    I know people who have such crappy driving records that their insurance is $10,000 (yes, ten THOUSAND) dollars a year. So, the ONLY way for you to get a quote that's going to pertain to you is for you to call a local agent with the details I mentioned above.


  2. I pay about $100 per month for two cars, an SUV and a Camry, one is 11 years and the other is 5 years old. I use Unitrin Direct, which is not as known as other insurance companies but I love their service

  3. Perhaps You ought to google it first ,nevertheless if you prefer some direct resource ,here might be your choosing.

    You will find much more useful suggetions and tips for your question.Good Luck for you.http://car-insurance.online-tips.info/cl...

  4. Hi,

    For this I would like to suggest you a website where you will find information about Car Insurance.

    http://www.easyinsurancequotez.com/car_i...

    http://www.easyinsurancequotez.com/

  5. I'm 21.. I'm under my boyfriends insurance and together we only pay 120 a month we have erie insurance..  Its lowered for some safety things on my car like ABS, airbags.. etc.. but a little higher too b/c my car is red and he has a sports car.. it all depends on that stuff.. so good luck with that.

    **PA

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