Mortgage foreclosure...I'm renting this place and I think its foreclosed property!?

Question

We have been living in this house for 8 months and found it a little funny that they never complained when we were behind on rent. When we "wanted" to leave they begged us to stay! The landlords live in Utah and have this guy collect the rent for them. There has been a "for sale" sign outside the house the entire time. I looked up the landlord on circuit court and it states that there was a mortgage foreclosure in 2006 for over 55,000.00 and back in 1994 for 188,000.00! It says that my land lord is the plantiff for the big one and the other it says that the landlord is the plantiff also and the people who lived here before us are the ones suing them! WHATS GOING ON!!!!

How can I find out if this place is foreclosed or not and if they are not supposed to be renting it!

Answer 1

Since your landlord is the plaintiff it sounds as though he sold the property and financed the sale himself.  The new owner then fell behind on the payments and your landlord then foreclosed against the owner.  This apparently happened twice.

If you want to be sure about what is happening ask the owner and not this board because I am guessing based on what you have posted.  

If your house was foreclosed by a bank you would have been thrown out immediately and assuming  that the landlord is the true owner, he has every right to rent it.

Answer 2

If the landlord is the plaintiff, the he must have sold the house on land contract or some sort of owner financing.  

You can look up the property through your county's website, usually for a small fee, find out who's name is on the deed.  If it is your landlords name you know it is okay, if it is in the name of a bank you need to be prepared to move out on short notice.

Answer 3

You have it backwards.  If the current owner is the plaintiff in these cases, he isn't being sued.  He is suing someone else, and that party is probably the former owner.  He may have sold to them on a land contract on which they defaulted, and he is attempting to get his monies back.

Regardless of whether or not the place is in foreclosure, you owe rents to the current owner of record until ownership changes hands.  A foreclosure action has NOTHING to do with rents owed by YOU.

Answer 4

Find the mortgage information and call the mortgage company.  They should be able to help you.

I don't understand how your landlord can be the plaintiff if someone is suing them.  The plaintiff sues the defendant.

Or, if you can find the information, try and get a hold of the people who lived there before you.  I am sure they would love to help you if they are suing your landlord.

Good luck...

One more thing:  do not stop paying rent until you find out for sure what is going on.  You could get in trouble.

Answer 5

Contact your local courthouse and ask them, as each are a bit different, where the forecloures are kept. Tell her or him that you are in a rented house and think it may be in foreclosure. They will get you to the right place. Since it is public information, they should be able to tell you or tell you where to go to find out or if there is a web site to find out.

Have you contacted the owners or whoever you signed a lease with and ask them as well? You may be able to get a feel for what is up.

I suggest if your credit is decent, that you think about getting a condo or something in an inexpensive area.

I know in a suburb of Pittsburgh called Independence Square in Hopewell Twp. a 2 BR 1 ba condo, newer, can go for 60K!

I know the community and it is great! There are probably other similar communities around. I know Orlando, and Atlanta have similar finds, although not that low. Good luck!