Moving & now will not have health insurance?

Question

Just waiting money wise to have that wedding. Having a baby and everything and him getting out of the military...it puts a toll on ya financial wise. :P

Answer 1

Danielle, marriage is not about the wedding.....far too many people put more thought into the wedding than into the marriage. Get married and have a big party with a really pretty dress at a later time.

Answer 2

I had this when my fiance moved a couple hours away.  My daughter (from a previous marriage) and I were already living with him.  So, while I was looking for a job I had to keep the coverage from my old job which was very expensive.  I ended up just getting a very small policy for the both of us that had  huge $1,000 deductible.  But, it would have saved our butts if we had to be hospitalized or had surgery.  I wanted to get married sooner (just on paper) so that I wouldn't have to pay for it- although he helped me.  But, he didn't want to.  But, in your situation that sounds like it might be better.  Are you planning on getting married anyways?  I wouldn't move that far away with him if that wasn't in the cards for our relationship. That's putting alot of trust into a person.  

Answer 3

Why can't the two of you get married then so you will be covered as well. You already live together and share a child. Why not share a marriage as well? It would make things much easier.

Answer 4

I suggest going ahead and taking the risk for the sake of your relationship. Things will get better and yes you can get personal insurance and just try to take care of yourself. You can use the clinics if need be until you get insurance or find another job that will cover you. I am sorry and know this is a lot of stress.

I understand because I have never been without insurance and since my husband started a new job consulting and won't be on fulltime until another 3-6 months we are all out of insurance. It is scary. You just never know what might go wrong. Most days I don't even leave the house for fear of getting into some major accidents and not getting any care-eeek.

I am sure everything will work out.

I hope that your move goes smoothly and good luck with everything.

You might consider getting married. It is just a paper and you can get married at the courthouse.  

Answer 5

My boyfriend have been going on with life as a 'married couple' for several years - even have a baby together.  We put of getting married officially because we haven't had the money to spend on an actual wedding - especially not a ceremony and reception for friends and family.  We have decided that since we know we want to be together, we are going to get married on the day we have already chosen.  We will have our parents, our baby and ourselves along with a minister.  We will grill some food on the barbeque afterwards.  It's not the 'dream wedding' people dream of but we figure we're not going to have $10-20,000 anytime soon (and wouldn't want to spend it on a wedding anyway because our child and ourselves have better things to put hard earned money towards).

Seriously consider your situation.  If you know you will marry this person then you may want to consider setting plans for marriage sooner rather than later.  If not, then reconsider moving away with him at all.  There is no sense in uprooting yourself and your child for someone you will not be spending your life with.  

Along the lines of the 'insurance' conversation - did you know that because you are not married, you cannot be his life insurance beneficiary?  Which means that in the event that something happens to him, you and your child are not going to be secure in knowing that you'll be in any way taken care of or given the ability to execute his last expenses....  (My fiance works in insurance).

If you truly want to wait to marry him - consider what we have recently:  When you have the money for a traditional wedding, would you rather spend it on one (albeit meaningful) day of your life, or put it aside to gather interest for your retirement or your child's education?

Answer 6

My opinion is that if you are willing to follow the guy to L.A. and give up everything you have worked for where you are because of his new job, you should just get married at this point.  If you aren't ready for marriage, I wouldn't give everything up to move.