My 21 year old daughter used my debit card without my authorization. Can I get my money back?

Question

Yesterday I discovered 4 charges to Pay pal totaling $170.00 originating from Omaha Nebraska. I live in California. I guess my adult daughter used my card for a non- pin transaction. She denied it and will not speak to me about it. The bank said to file police charges, so I did. I am disabled and on a fixed income.

The bank said there is a strong chance my claim will be denied because it involves family, and I had loaned her $200.oo back in June which she repaid me by pay pal. She said it was safe and that she would only use my account the one time and it was removed from her pay pal account. I am guessing again that she recently put it back on.

I feel so betrayed.

Answer 1

Yes,  you can get your money back, from your daughter.

...but first, you need to know it is her, not just "guess" that it is her.

Second, you need to ask her, not accuse her.  

You were wise to file charges.  It protects everybody.  Talk to her again.  

Answer 2

Sure......sue her.............

Answer 3

you need to call the credit card company that the card belongs to... the police will not do anything about it and the bank should not allow the charge because it is fraudulant charges... you need to follow through with pressing charges to show the bank/card company that you are serious about the credit card usage.. it is fraud and you did not authorize the purchases.

do you want to file police charges on your daughter over 200 dollars?? that is up to you... get rid of that credit card so she cant use it any more.  

Answer 4

Paypal will be able to tell you all the details about these charges, and, as the charges were to your credit card, you should be able to get from the vendor the details of the transsaction (what was bought and where it was sent to).  

First thing:  IMMEDIATELY change your Paypal password so your daughter cannot access the account.

As for the involving family - most fraud cases do involve family, so there is no way that would be an excuse.  It may be declined because you gave your daughter access to the account initially.  

But - you need to secure your account, and the best way is to ensure that you change your paypal passwrod.

I fear, however, that you've lost your money.  BTW:  your daughter does not need your paypal password to repay money to you.  

Answer 5

Sure, call the police and press charges against her.  

Answer 6

report them to the credit card company as fradulant charges and get a new number.. after that, it is between your daughter and the credit card company..  and they prob wont even bother with her.. just report it as charges that were on your card  that were fraudulent and let the cc company take it from there.

s***w the bank,, they dont control the cc.. look on the back.. visa or mc and call that number

Answer 7

suuuure